.skip-lnk{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-lnk:focus{position:fixed;left:10px;top:10px;width:auto;height:auto;padding:8px 16px;background:#f7e024;color:#111111;font-weight:700;z-index:9999;border-radius:4px}
.bc-bar{background:#00c45e;padding:8px 10px;font-size:0.8rem}
.bc-inner{max-width:1200px;margin:0 auto;padding:0 10px}
.bc-list{display:flex;flex-wrap:wrap;align-items:center;list-style:none;padding:0;margin:0;gap:4px}
.bc-item{color:#ffffff;font-size:0.8rem}
.bc-lnk{color:#ffffff;text-decoration:none;opacity:0.85}
.bc-lnk:hover{opacity:1;text-decoration:underline}
.bc-sep{color:#ffffff;opacity:0.6;font-size:0.8rem}
.nav-active-sub{color:#f7e024;font-weight:600;font-size:0.88rem;padding:10px 20px 10px 32px;display: block;}
.av-hero-band{position:relative;background:linear-gradient(135deg,#004d26 0%,#00391c 50%,#002410 100%);overflow:hidden;padding:48px 20px 40px}
.av-hero-geo{position:absolute;inset:0;pointer-events:none;background-image:repeating-linear-gradient(60deg,rgba(247,224,36,0.04) 0px,rgba(247,224,36,0.04) 1px,transparent 1px,transparent 40px),repeating-linear-gradient(-60deg,rgba(247,224,36,0.04) 0px,rgba(247,224,36,0.04) 1px,transparent 1px,transparent 40px),repeating-linear-gradient(0deg,rgba(255,255,255,0.02) 0px,rgba(255,255,255,0.02) 1px,transparent 1px,transparent 40px)}
.av-hero-inner{position:relative;z-index:1;max-width:1200px;margin:0 auto;display:flex;align-items:center;gap:48px}
.av-hero-txt{flex:1;min-width:0}
.av-hero-txt h1{font-size:clamp(1.6rem,3.5vw,2.4rem);font-weight:800;color:#ffffff;line-height:1.15;margin-bottom:16px}
.av-lead{font-size:clamp(0.9rem,1.5vw,1rem);color:#d9f0e5;line-height:1.65;margin-bottom:24px}
.av-hero-ctas{display:flex;flex-wrap:wrap;gap:12px}
.btn-cta{display:inline-flex;align-items:center;justify-content:center;background:#f7e024;color:#111111;font-weight:700;font-size:0.92rem;padding:12px 22px;border-radius:6px;text-decoration:none;transition:background 0.18s,transform 0.18s}
.btn-cta:hover{background:#e6cf00;transform:translateY(-1px)}
.btn-cta-out{display:inline-flex;align-items:center;justify-content:center;background:transparent;color:#ffffff;font-weight:700;font-size:0.92rem;padding:11px 22px;border-radius:6px;border:1.5px solid rgba(255,255,255,0.55);text-decoration:none;transition:background 0.18s,border-color 0.18s}
.btn-cta-out:hover{background:rgba(255,255,255,0.1);border-color:#ffffff}
.av-hero-img{flex-shrink:0;width:380px;max-width:450px}
.av-hero-img img{width:100%;height:auto;border-radius:10px;display:block;box-shadow:0 16px 48px rgba(0,0,0,0.4)}
.av-props-band{background:#ffffff;padding:56px 20px}
.av-props-band h2{font-size:clamp(1.2rem,2.5vw,1.7rem);font-weight:800;color:#111111;margin-bottom:14px}
.av-props-band p{font-size:0.97rem;color:#222222;line-height:1.68;margin-bottom:28px}
.av-props-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.av-prop-card{background:#f4faf7;border-radius:8px;padding:16px 14px 18px;display:flex;flex-direction:column;gap:7px;box-shadow:0 2px 8px rgba(0,0,0,0.06);transition:box-shadow 0.18s}
.av-prop-card:hover{box-shadow:0 6px 18px rgba(0,0,0,0.1)}
.av-prop-ico{font-size:1.4rem;line-height:1}
.av-prop-lbl{font-size:0.78rem;font-weight:700;color:#00692f;text-transform:uppercase;letter-spacing:0.04em}
.av-prop-val{font-size:0.88rem;color:#222222;line-height:1.45}
.av-how-band{background:#f4f4f4;padding:56px 20px}
.av-how-band h2{font-size:clamp(1.2rem,2.5vw,1.7rem);font-weight:800;color:#111111;margin-bottom:14px}
.av-how-band p{font-size:0.97rem;color:#222222;line-height:1.68;margin-bottom:20px}
.av-steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px;margin-bottom:32px}
.av-step-card{background:#ffffff;border-radius:8px;padding:18px 16px 20px;display:flex;align-items:flex-start;gap:14px;box-shadow:0 2px 8px rgba(0,0,0,0.06)}
.av-step-num{width:34px;height:34px;border-radius:50%;background:#00a950;color:#ffffff;font-size:1rem;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.av-step-body{display:flex;flex-direction:column;gap:5px}
.av-step-title{font-size:0.92rem;font-weight:700;color:#111111}
.av-step-desc{font-size:0.82rem;color:#333333;line-height:1.5}
.av-fair-band{background:#ffffff;padding:56px 20px}
.av-fair-band h2{font-size:clamp(1.2rem,2.5vw,1.7rem);font-weight:800;color:#111111;margin-bottom:14px}
.av-fair-band p{font-size:0.97rem;color:#222222;line-height:1.68;margin-bottom:20px}
.av-fair-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin-bottom:32px}
.av-fair-table{width:100%;border-collapse:collapse;font-size:0.88rem}
.av-fair-table th{background:#00a950;color:#ffffff;font-weight:700;padding:10px 14px;text-align:left;white-space:nowrap}
.av-fair-table td{padding:10px 14px;color:#222222;border-bottom:1px solid #e8e8e8;vertical-align:top}
.av-fair-table tr:last-child td{border-bottom:none}
.av-fair-table tr:nth-child(even) td{background:#f7faf8}
.av-compare-band{background:#f4f4f4;padding:56px 20px}
.av-compare-band h2{font-size:clamp(1.2rem,2.5vw,1.7rem);font-weight:800;color:#111111;margin-bottom:14px}
.av-compare-band p{font-size:0.97rem;color:#222222;line-height:1.68;margin-bottom:24px}
.av-compare-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
.av-compare-table{width:100%;border-collapse:collapse;font-size:0.88rem}
.av-compare-table th{background:#004d26;color:#ffffff;font-weight:700;padding:10px 14px;text-align:left;white-space:nowrap}
.av-compare-table td{padding:10px 14px;color:#222222;border-bottom:1px solid #e0e0e0;vertical-align:middle}
.av-compare-table tr:last-child td{border-bottom:none}
.av-compare-highlight td{background:#edfaf2;font-weight:700;color:#003d1e}
.av-deposit-band{background:#ffffff;padding:56px 20px}
.av-deposit-band h2{font-size:clamp(1.2rem,2.5vw,1.7rem);font-weight:800;color:#111111;margin-bottom:14px}
.av-deposit-band p{font-size:0.97rem;color:#222222;line-height:1.68;margin-bottom:20px}
.cta-row{display:flex;justify-content:center;margin-top:12px}
.pg-inner{max-width:1200px;margin:0 auto;padding:0 10px}
@media(max-width:1200px){.av-props-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:1024px){.av-hero-img{width:300px}}
@media(max-width:968px){.av-hero-inner{flex-direction:column;text-align:center}.av-hero-ctas{justify-content:center}.av-hero-img{width:100%;max-width:420px;margin:0 auto}.av-props-grid{grid-template-columns:repeat(3,1fr)}.av-steps-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:768px){.av-props-grid{grid-template-columns:repeat(2,1fr)}.av-steps-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.av-props-grid{grid-template-columns:1fr}.av-steps-grid{grid-template-columns:1fr}.av-fair-table{font-size:0.78rem}.av-compare-table{font-size:0.78rem}}
@media(max-width:320px){.av-hero-band{padding:32px 10px 28px}.av-props-band,.av-how-band,.av-fair-band,.av-compare-band,.av-deposit-band{padding:36px 10px}.av-fair-table{font-size:0.72rem}.av-compare-table{font-size:0.72rem}}
.mob-drop{display:none;list-style:none;padding:0;margin:0}
.mob-drop.mob-drop-open{display:block}
.mob-drop li{padding:0}
.mob-drop li a{display:block;padding:10px 20px 10px 32px;color:#ffffff;text-decoration:none;font-size:0.9rem;border-top:1px solid rgba(255,255,255,0.1)}
.mob-drop li a:hover{background:rgba(255,255,255,0.08)}
.mob-arr{cursor:pointer;padding-left:8px;font-size:0.75rem;color:#ffffff;opacity:0.8;user-select:none;transition:transform 0.2s}
.mob-has-drop{flex-wrap:wrap;align-items:center}
.drop-menu li span {
    display: block;
    padding: 8px 14px;
    color: #ffffff;
    font-size: .875rem;
    transition: color .2s, background .2s;
}